By Jeanna Gabellini

Okay, so the title suggests I have the solution for your money issues. I have some suggestions. You have the solution. You know yourself better than anyone. You know your downfalls and where your brilliance lies.  Okay, some of you are better at talking about your downfalls, but you definitely have more smarts than you give yourself credit for! The important thing is to use the tools, strategies, habits and thinking that work for you.

If something isn’t working after a solid month or two of true commitment, change your strategy or focus. Ask a friend, colleague or coach if they see something you are doing that isn’t working that you may not be objective enough to identify for yourself. If it feels true and right for you, then it probably is. Use your emotional and mental guidance systems for your best advantage.

If you’ve been focusing on increasing income for a while with no results, here are a few perspectives that may work for you:

• Get very clear on what the money will be spent on. Getting more money in your life is not a magnetic pull itself. There is more energy and emotion behind focusing on what you will spend the money on. These things have to be compelling. Whether you want a nice nest egg or a new car, you’ve got to really want it.

• You have to make a serious decision that the money is coming now. Not “hopefully” soon, a few months or sometime this year.

• Don’t force you’re brain into finding the “way” you will increase your income. Sit down and set up a creativity session, as if it were a meeting with your team, and calmly tap into your intuitive brain. If the answer doesn’t come right away…do not fret. It will hit you when you least expect it. You can round table some ideas with other people too, but keep it open and light.

• Accept your current financial state. You don’t have to like it, but stop resisting it. Get over any guilt, fear and victim feelings. Then step into your adult shoes and decide what you are going to act like and start doing about it. You must change your perspective first and foremost. You CAN turn around any situation at any point.

If you are in fear or frustration about debt, try one or all of these:

• Again, accept the fact that you have debt. Who cares how you got there. You have to get over the fact that you have it in order to get rid of it. Debt is not necessarily a bad thing. Some of the wealthiest people on the planet have more debt that you can even fathom. Learn from any habits that got you there and correct them.

• Make a plan to pay it off. Even if you can only pay $5 above the minimum amount due each month for awhile, a plan will empower you. Any action feels good. This will motivate you and bring about fresh ideas.

• See yourself as someone with no debt. Act like a person who feels free about money. I’m not saying to go and spend beyond your means. I mean feel free internally. Keep your eye on the goal. Start imagining what it would be like to have MORE than enough money. Get used to having lots of cushion and beyond.

• Get help. Ask someone who is objective or a financial advisor for support and ideas. We get very narrow focused about solutions when we feel stress. There are dozens of ways to handle debt. But remember, you have to choose something that will feel good to you.
Miscellaneous stuff about money:

• You and your partner do not have to have the same priorities. You just have to be very clear that you both get to have your needs met. In the end, you will lways be able to find a solution that appeases everyone’s behavioral style and financial needs.

• Having financial freedom is not luck or good fortune. It is about clear intentions, commitment, a plan, focus and most of all fun. Yes, when you start playing with money and making it a game, you’ll be able watch the rise in what you attract.

• Financial intelligence is not complicated. You just need to open your mind. You don’t have to be good at numbers, but you do need to know your numbers. Most people are more savvy at this than they think. Plans and strategies can be fun if you tailor them to meet your needs. My first financial plan was laid out on a flip chart with colored markers and photos. Not exactly the norm, right? But it worked for me at the time. Now I have a wealth plan on paper with dates.

Here is another example of doing it my own way:

I had a goal to pay off all the balances due on everything I owned: car, boat, and credit cards. Unusual? No. But the way I chose to do it might look strategically stupid in many people’s eyes. I paid off the smallest balances first, regardless of the interest rate. Why? It seemed easier and I knew it would allow me to see progress faster, which would keep me motivated. It worked. Unexpected income came the second month I began this plan. The boat got paid off with that chunk. YES, progress! And one by one I watched the debt go away.

Now at the same time, I was increasing the amount of money I was putting into my investments every month. Again, my income increased to accommodate the goal. I was having fun with the plan! I made a spreadsheet (and I’m not a detailed kind of gal) that had monthly expenses and the total balances I owed. I loved watching the numbers on the balances decrease each month, sometimes only by a few dollars. It began to be a fun game. When I went to the mailbox and got a bill, I was actually excited, because I got to plug in the numbers on my spreadsheet. The point here is that it worked for me!
Homework for this week: Check in with your current practices, habits and thoughts with money. If it’s not making you truly happy and you don’t feel like it’s a game, then choose 2 things you’ll change immediately. They can be small steps. Then keep up the momentum.

Jeanna Gabellini is the Xtreme Abundance Coach.  She'll give you all the tools you need to create financial wealth and prosperity with her personal coaching, tele-courses and audio products.  Jeanna blends strategy, Laws of attraction and FUN to assist you in creating exactly what you want.  Are you ready for Extreme Abundance?  Go to http://www.MasterPeaceCoaching.com to get your free ezine or call 707-747-0447 for more info.

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